five insurance payment is? Five insurance payments how to pay?
"five insurance" refers to five types of insurance, including pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance; "a gold" refers to the housing fund. Where pension insurance, medical insurance and unemployment insurance, by three insurance companies and individuals to pay premiums, injury insurance and maternity insurance is entirely the responsibility of enterprises. Individuals do not need to pay. To note here is the "insurance policy" is legal, and "a gold" is not legal.
contribution rate
five insurance payments to pay a predetermined amount for each region are different, the base is the total amount of wages as the base. Some enterprises in the payment of basic salary, a number of related subsidies, but some companies in the payment, but the basic wage, which is a violation of the law. The specific proportion of the local labor department would like to consult, to pay the proportion of the country is not the same. & Nbsp; & nbsp;
pension
current pension contribution rate: 20% of units (all included whole fund), individual 8% (all assigned to individual accounts). Medicare medical insurance contribution rate: Unit 9%, 2% + 3 individual yuan.
unemployment insurance
unemployment insurance contribution rate: 2% of the unit, individual 1%;
injury insurance
unit for each month you pay 0.5%, you do not pay a penny; injury insurance according to an industry-wide unit is divided to determine its injury rates between 0.5% ~ 2%;
maternity insurance
unit for each month you pay 1%, you do not pay a penny ;
housing fund
Provident fund contribution rate: according to the actual situation, choice of housing provident fund contribution rate. But in principle, the maximum payment amount may not exceed 10% of the average wage. From the second half of 2010, the city unified require all employers pay 12% of the handle housing fund. Units and individuals are 12% of wages.
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